WHO HOLDS MY MONEY?
PFM will open up your account at Charles Schwab & Company, Inc, one the country’s largest clearing firms and  when we invest your money, you can rest assured that your securities will be safe kept at one of the most trusted custodians in the industry.

IS MY MONEY INSURED?
Since your money is held at a SIPC member Broker Dealer, your account is insured up to $500,000 by the SIPC. Learn more about what SIPC does by CLICKING HERE.

WHAT IF SOMETHING HAPPENS TO PFM?
You have complete control of your brokerage account, and all the securities held in your account are owned by you; so, you can liquidate and remove your money or transfer your account to another firm any time you want.

IS THERE A CREDIT CHECK INVOLVED?
No. We are not a lender, but we will do a standard identification (ID) verification as required by law.

IS THERE A MINIMUM DOLLAR AMOUNT TO START MY INVESTMENT ACCOUNT?
No there is not.

CAN I INFLUENCE MY INVESTMENT CHOICES?
Certainly: PFM is a collaborative approach to finding the best path for your financial future that is uniquely yours.  

HOW CAN I VIEW MY ACCOUNT AND SEE MY HOLDINGS AND PERFORMANCE?
Simply log into your account at PFM and you can see your Account Balance, Holdings, Performance and other useful information included monthly statements and tax reporting documentation.

HOW CAN I ACCESS MY MONEY?
Simply log into your account at PFM and request to sell some or all of your investment account. Taxes and penalties (by the IRS not us) may be applied to early withdraw of a retirement account, but other than that, the money will be sent via ACH back to the account where the monies initially came from if they were sent electronically or by a written request to another account.

HOW DO I GET STARTED AND OPEN AN ACCOUNT?
Simply click HERE.

IF I TRANSFER AN ACCOUNT FO RYOU TO HANDLE, DO I HAVE TO SELL MY INVESTMENTS FOR YOU TO MANAGE THEM?
Nope, just go through our quick and painless onboarding process to transfer your account and we will take care of the rest.

WILL MY CURRENT BROKER CHARGE ME TO CLOSE MY ACCOUNT OR TRANSFER ASSETS OVER TO YOU?
They shouldn’t but for sure: we won’t (there shouldn't be any penalties or charges for account transfers).

ARE THERE ANY ADDITIONAL ACCOUNT OPENING OR ACCOUNT MAINTENANCE FEES?
No there are not.

WHAT TYPE OF ACCOUNTS CAN I SET UP?
We can manage funds for most account types, including taxable investment accounts (individual, joint or corporate/partnerships), retirement accounts like Traditional IRAs, Roth IRA, Rollover IRAs (from work sponsored plans like 401ks, SEPs or SIMPLEs),  or even trust accounts for children (UGMA/UTMA).

WHAT KINDS OF ACCOUNT INFORMATION WILL I SEE AND OPT TO RECEIVE?
On your account dashboard you can view your balances, holdings, performance, as well as gain access to your monthly statements and tax documentation. You do not have to opt to receive your monthly statements and necessary tax documentation, we will automatically email those to you.

WHO IS CLEVERALPHA?
CleverAlpha is our trusted technology partner and in some cases our sub-advisor for some types of accounts. Learn more aboutr CleverAlpha HERE.